CFE-Fraud-Schemes-and-Financial-Crimes Valid Test Syllabus & Test Certification CFE-Fraud-Schemes-and-Financial-Crimes Cost

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| Section | Objectives |
|---|
| Fraud Schemes | - Financial Statement Fraud
- 1. Asset overstatement and liability concealment
- 2. Revenue recognition manipulation
- Asset Misappropriation Schemes
- 1. Skimming and cash larceny
- 2. Billing and expense reimbursement fraud
|
| Fraud Investigation and Analysis | - Data analysis in fraud detection
- 1. Trend and anomaly identification
- Evidence collection and documentation
- 1. Chain of custody principles
|
| Financial Crimes | - Money Laundering
- 1. Placement, layering, integration stages
- Banking and Payment Fraud
- 1. Wire fraud and electronic transfers
- 2. Check and credit card fraud
|
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ACFE Certified Fraud Examiner -Fraud Schemes and Financial Crimes Sample Questions (Q162-Q167):
NEW QUESTION # 162
The principle behind full disclosure is:
- A. None of above
- B. Any material deviation from GAAP must be explained to the writer of the financial information.
- C. Any material deviation from GAAP must be explained to the reader of the financial information.
- D. Any material deviation from SAS must be explained to the writer of the financial information.
Answer: C
Explanation:
Detailed Explanation:
* Rationale for Correct Answer: The full disclosure principle requires that all material facts and deviations from GAAP be disclosed to readers of financial statements so that they are not misled.
Transparency is essential for informed decision-making by investors, creditors, and regulators.
* Analysis of Incorrect Options:
* B. SAS - Refers to auditing standards, not accounting standards.
* C. Writer - Incorrect; disclosures are intended for readers/users.
* D. None of above - Incorrect since option A is correct.
* Key Concept: Full disclosure principle - providing users with all material information.
Reference: ACFE Fraud Examiners Manual (2020 International Edition) , Accounting Concepts - GAAP:
Full Disclosure .
NEW QUESTION # 163
For a code of business ethics and conduct to be MOST EFFECTIVE in preventing corruption schemes, it should:
- A. Detail how employees should respond in all situations that might be considered ethically questionable.
- B. Raise awareness about key compliance and ethics risks for employees.
- C. Describe employees' obligations to the organization's shareholders.
- D. Focus on management's expectations for staff rather than staff's expectations for management.
Answer: B
Explanation:
The correct answer is C. A code of business ethics and conduct is most effective when it clearly communicates the organization's values, expected behavior, and major compliance risks, including bribery, conflicts of interest, gifts, hospitality, facilitation payments, and dealings with third parties. Its purpose is not merely to impose management's expectations, but to guide ethical decision-making across the organization.
Option A is too one-sided and does not reflect tone at the top or mutual accountability. Option B is too narrow because anti-corruption obligations extend beyond shareholders to regulators, customers, employees, business partners, and the public. Option D is unrealistic because no code can address every possible ethical situation; it should provide principles, reporting channels, and escalation guidance.
NEW QUESTION # 164
Which of the following items do NOT appear on the balance sheet?
- A. Assets
- B. Owners' equity
- C. Liabilities
- D. Expenses
Answer: D
Explanation:
Detailed Explanation:
* Rationale for Correct Answer: Expenses appear on the income statement , not the balance sheet.
The balance sheet includes assets, liabilities, and owners' equity, representing the accounting equation.
* Analysis of Incorrect Options:
* A, B, D - All appear on the balance sheet.
* Key Concept: Distinction between financial statements: balance sheet vs. income statement.
Reference: ACFE Manual, Accounting Concepts - Financial Statement Structure .
NEW QUESTION # 165
_________ assumes the business will go on indefinitely in the future.
- A. Cost
- B. Materiality
- C. Fair value
- D. Going concern
Answer: D
Explanation:
Detailed Explanation:
* Rationale for Correct Answer: The going concern assumption means that a business will continue operating indefinitely and will not liquidate in the near future. This underpins the use of historical cost accounting and normal accrual-based reporting.
* Analysis of Incorrect Options:
* A. Materiality - Relates to significance of information, not continuity.
* C. Cost - Refers to historical cost valuation.
* D. Fair value - Refers to current market value, not continuity.
* Key Concept: Going Concern Assumption in accounting.
Reference: ACFE Fraud Examiners Manual (2020 International Edition) , Accounting Concepts - Basic Assumptions .
NEW QUESTION # 166
Which of the following methods might a procuring employee use to engage in a bid manipulation scheme?
- A. Disqualifying bids that are submitted correctly
- B. Using materials that are low quality
- C. Charging for costs that are not permissible
- D. Opening the bidding process at the designated time
Answer: A
Explanation:
The correct answer is D. In a bid manipulation scheme, a procuring employee improperly influences the bidding process to benefit a favored contractor. One common method is restricting or eliminating legitimate competitors so the preferred vendor has a greater chance of winning. Disqualifying bids that were submitted correctly is a direct manipulation of the competitive process because it removes valid bidders without a proper basis. Charging impermissible costs is more closely related to cost mischarging. Using low-quality materials relates to nonconforming goods or services. Opening the bidding process at the designated time is a proper procurement activity, not fraud. The ACFE material explains that bid manipulation occurs when a corrupt procurement employee affects contractor selection by restricting competition.
NEW QUESTION # 167
......
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