我們NewDumps確保你第一次嘗試通過考試，取得該認證專家的認證。因為我們NewDumps提供給你配置最優質的類比IBABC的CAIB-3的考試考古題，將你一步一步帶入考試準備之中，我們NewDumps提供我們的保證，我們NewDumps IBABC的CAIB-3的考試試題及答案保證你成功。
| Section | Objectives |
|---|---|
| Crime Insurance | |
| Reinsurance | |
| Directors' and Officers' Liability Insurance | |
| Surety Bonding | |
| Aviation Insurance | |
| Cyber Insurance | |
| Business Interruption Insurance | |
| Marine Insurance | |
| Risk Assessment for Advanced Commercial Risks |
你已經報名參加IBABC的CAIB-3認證考試了嗎？“馬上就要到考試的時間了，但是我還是沒有信心通過考試，應該怎麼辦呢？有捷徑可以讓我順利通過考試嗎？看參考書的時間也不夠了。”你現在有這樣的心情嗎？不用著急，即使考試時間快到了，也還是有機會可以好好準備考試的。你肯定想問是什麼機會了吧。它就是NewDumps的CAIB-3考古題。這是一個高效率的資料，它可以在短時間內為考試做好準備。因為這個考古題的命中率非常高，只要你認真記住考古題裏面出現的問題和答案，那麼你就可以通過CAIB-3考試。
問題 #18
A) How does the Directors' and Officers' Liability insurance protect the organization? Name the specific coverage element. (2 marks) B) Which coverage element might cover costs of defence related to allegations of pollution? (1 mark) (3 marks)
答案：
解題說明：
See the answer in Explanation below.
Explanation:
A) Company Reimbursement Coverage (Side B) reimburses the organization for amounts it is legally permitted to pay to indemnify its directors and officers for covered claims.
B) Pollution Defence Costs Coverage may cover defence costs arising from allegations of pollution, subject to the policy wording.
Reference: CAIB 3 Training & Study Pack - Directors' and Officers' Liability: Company Reimbursement and Pollution Defence Costs.
問題 #19
An important step in the risk management process is selecting the proper risk management techniques. This procedure relies on the ability of the risk manager to forecast.
A) Identify two (2) forecasts which must be conducted if the organization is to establish meaningful priorities in treating loss exposures. (2 marks) B) Once forecasting has been done, each alternative risk management technique is assessed in accordance with two (2) selection criteria. Identify those criteria. (1 mark) (3 marks)
答案：
解題說明：
See the answer in Explanation below.
Explanation:
A) Two required forecasts are:
1. The expected frequency and severity of losses.
2. The effect that different risk control and risk financing techniques will have on the frequency, severity and predictability of those losses.
B) The two selection criteria are Effectiveness and Economy.
A third forecast used in the CAIB process is the cost of the risk management techniques.
Reference: IBAC CAIB 3 Student Resource Guide (2013), Chapter 6 - Step Three: Select Risk Management Technique(s), Forecasting, reference p. 6-23.
問題 #20
What are three (3) of the primary insurer's needs that can be satisfied through reinsurance? (3 marks)
答案：
解題說明：
See the answer in Explanation below.
Explanation:
Three needs that reinsurance can satisfy are:
1. Increase the insurer's underwriting capacity.
2. Protect the insurer against large or catastrophic losses.
3. Stabilize the insurer's loss results from year to year.
Reference: CAIB 3 Training & Study Pack - Reinsurance: capacity, catastrophe protection and stabilization.
問題 #21
While very similar, there are some key differences between the coverages provided under the profits form and the gross earnings form. Name three (3) of those key differences. (3 marks)
答案：
解題說明：
See the answer in Explanation below.
Explanation:
1. Gross Earnings coverage normally ends when the damaged property is repaired, rebuilt or replaced. The Profits Form can continue until the business income returns to the level it would have reached, subject to the selected indemnity period.
2. Under Gross Earnings, delays caused by the insured or other people involved can reduce the claim. Under the Profits Form, the focus is on delays for which the insured is responsible.
3. The Profits Form can cover income loss caused by delays in complying with building by-laws, while the Gross Earnings Form does not cover that additional delay in the same way.
Reference: CAIB 3 Training & Study Pack - Business Interruption: Gross Earnings Form compared with the Profits Form.
問題 #22
In reviewing Directors' and Officers' Liability Insurance policy forms, brokers must take care to compare the differences in coverage between insurers. There are many elements to review - list six (6) of those elements.
(3 marks)
答案：
解題說明：
See the answer in Explanation below.
Explanation:
Six items a broker should compare are:
1. Who is included in the definition of insured.
2. The definition of a wrongful act.
3. Policy limits and deductibles/retentions.
4. Whether defence costs are inside or outside the limit.
5. Exclusions and coverage extensions.
6. Claims-made provisions, including prior acts/retroactive dates and the Extended Reporting Period.
Reference: CAIB 3 Training & Study Pack - Directors' and Officers' Liability: comparing D & O policy forms.
問題 #23
......
NewDumps提供的資料是NewDumps擁有超過10年經驗的IBABC精英通過研究與實踐而得到的。NewDumps有你們需要的最新最準確的考試資料。NewDumps正是為了你們的成功而存在的，選擇NewDumps就等於選擇成功。如果想顺利通过CAIB-3考试，NewDumps是你不二的选择。
CAIB-3熱門考古題: https://www.newdumpspdf.com/CAIB-3-exam-new-dumps.html