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即將參加CISI的IFC認證考試的你沒有信心通過考試嗎？不用害怕，因為Fast2test可以提供給你最好的資料。Fast2test的IFC考古題是最新最全面的考試資料，一定可以給你通過考試的勇氣與自信。这是经过很多人证明过的事实。
| Certification Vendor: | CSI (Canadian Securities Institute) |
|---|---|
| Exam Name: | Investment Funds in Canada (IFC) |
| Exam Number: | IFC |
| Exam Format: | Multiple Choice |
| Passing Score: | 60% |
| Exam Duration: | 180 minutes |
| Exam Price: | CAD 520.00 |
| Real Exam Qty: | 100 |
| Available Languages: | English, French |
| Certificate Validity Period: | 2 years |
| Sample Questions: | CISI IFC Sample Questions |
| Exam Way: | Proctored (remote or in-person at a test centre) |
| Pre Condition: | None |
| Official Syllabus URL: | https://www.csi.ca/student/en_ca/courses/csi/ifc.xhtml |
很多準備參加CISI IFC 認證考試的考生在網上也許看到了很多網站也線上提供有關CISI IFC 認證考試的資源。但是我們的Fast2test是唯一一家由頂尖行業專家研究的參考材料研究出來的考試練習題和答案的網站。我們的資料能確保你第一次參加CISI IFC 認證考試就可以順利通過。
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問題 #27
Marc asks his new client for copies of his mortgage documents. Which Know Your Client component is Marc researching?
答案：A
解題說明：
Comprehensive and Detailed Explanation From Exact Extract:
Financial circumstances are a critical component of the Know Your Client (KYC) process, as they determine the client's ability to commit savings to investments and the level of risk they can assume. Mortgage documents provide insights into the client's debt and obligations, which are essential for assessing financial circumstances. The feedback from the document states:
"Financial circumstances are an important consideration in judging the suitability of investments, because they determine the amount of savings clients can commit to investing and the level of risk they can assume.
Marc's client's mortgage document will give Marc valuable insights into the level of debt and mortgage obligations his client has, helping in evaluating the client's financial circumstances." Reference:Chapter 1 - The Role of the Mutual Fund Sales RepresentativeLearning Domain:An Introduction to the Mutual Funds Marketplace
問題 #28
What is an implicit cost of principal protected notes?
答案：C
解題說明：
Comprehensive and Detailed Explanation From Exact Extract:
Implicit costs of principal protected notes include performance participation caps, which limit the potential returns and are not always explicitly disclosed. The feedback from the document states:
"Implicit costs include fees borne by investors that may or may not be immediately visible and that may or may not be openly disclosed in the documents. Of the items listed, three are explicit costs, and only Performance Participation Caps are an implicit cost." Reference:Chapter 13 - Alternative Managed ProductsLearning Domain:Understanding Alternative Managed Products
問題 #29
Sachin owns units of a long-term bond fund. He has heard that the Bank of Canada is likely to make it more expensive to borrow money. He is worried that the value of his investment is going to drop.What sort of investing risk is Sachin experiencing?
答案：A
解題說明：
Sachin is experiencing interest rate risk, which is the risk that changes in interest rates will affect the value of fixed income securities. When interest rates rise, bond prices fall, and vice versa. This is because investors will demand a higher yield to invest in bonds that pay a lower coupon rate than the prevailing market rate.
Therefore, if the Bank of Canada makes it more expensive to borrow money, the existing bonds in Sachin's fund will become less attractive and their prices will drop. Interest rate risk is measured by a fixed income security's duration, with longer-term bonds having a greater price sensitivity to rate changes. Sachin can reduce his interest rate risk by diversifying his bond maturities or hedging using interest rate derivatives1.
Canadian Investment Funds Course, Chapter 3: Risk and Return2
問題 #30
Which statement about unused registered retirement savings plan (RRSP) contribution room is CORRECT?
答案：B
解題說明：
Unused RRSP contribution room is the amount of RRSP contributions that you did not deduct in previous years and are available to deduct in the current year. Unused RRSP contribution room can be carried forward to future years indefinitely, until you use it up or reach the age of 71. You can find your unused RRSP contribution room on your notice of assessment or by logging into your Canada Revenue Agency account.
References: What to do with unused RRSP, PRPP or SPP contributions
問題 #31
Faruq is a Dealing Representative with Smart Planning Group, a mutual fund dealer. Faruq meets with his new client, Taline, and learns that she lives on a low, fixed income.
Taline tells Faruq that she wants to maximize her investment returns as high as possible to make up the difference. Taline also indicates that she cannot afford large investment losses because her income is low.
Which of the following CORRECTLY describes how Faruq should assess Taline's risk profile?
答案：C
解題說明：
Taline's risk profile should be "low" because her risk capacity is low and she cannot afford large investment losses. Risk capacity is the degree of risk that an investor must take in order to achieve their financial goals, while risk tolerance is the degree of risk that an investor is willing to take. Risk capacity is more important than risk tolerance in determining an investor's risk profile1. Taline has a low risk capacity because she lives on a low, fixed income and cannot afford to lose money. Her risk tolerance may be high, but that does not mean she should take more risk than she can handle. Faruq should not override Taline's risk capacity or assess her risk profile based on the higher of her risk tolerance and risk capacity, as that would be unsuitable and unethical. References: Unit 3: Suitability
問題 #32
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