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| Section | Weight | Objectives |
|---|---|---|
| General Real Estate Knowledge | 67% | - Financing
|
| Massachusetts Real Estate Law | 33% | - Massachusetts Real Estate Practices
|
>> Massachusetts-Real-Estate-Salesperson유효한 인증공부자료 <<
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질문 # 103
Tommy, a licensed real estate broker, receives a $21,600 brokerage commission on a property sale. If the commission rate was 6%, what was the property ' s sale price?
정답：A
설명：
The correct answer is B, $360,000. When the amount of commission and commission rate are known, the gross selling price is calculated by dividing the commission by the commission rate expressed as a decimal.
$21,600 ÷ 0.06 = $360,000
A useful way to verify the calculation is to multiply the resulting sale price by 6%:
$360,000 × 0.06 = $21,600
Therefore, the calculation reconciles exactly.
Candidates should distinguish this type of calculation from a seller-net problem. Here, there are no closing expenses, mortgage payoff amounts, tax adjustments, or seller net figures. Only the brokerage commission and percentage are relevant.
Real-estate commission rates are negotiable rather than established by Massachusetts law. A 6% rate in a mathematical problem is simply an assumed contractual figure and should not be interpreted as a statutory or standard mandatory commission.
Percentage, commission, seller-net, and brokerage-split problems form an important component of licensing- exam calculations.
Study Guide Reference: Real Estate Calculations - Brokerage Commissions, Percentages and Sale Price.
질문 # 104
A buyer wants to purchase a home for $150,000 with a 30% down payment. The lender charges 1.75 points.
How much money does the buyer need up front to make the purchase?
정답：D
설명：
45,000+1,837.50=46,837.50
Rounded, the buyer needs $47,625 up front.
Thus, the correct answer is B.
Reference: Massachusetts Real Estate Salesperson Candidate Handbook - Financing & Math (Points, Down Payments, Loan Calculations).
질문 # 105
Which expense is commonly prorated between seller and buyer at a residential real estate closing?
정답：D
설명：
The correct answer is B, Real estate taxes. A proration allocates an expense or income item between buyer and seller according to the portion of the relevant period during which each party owns or possesses the property.
Property taxes are a classic example. If the seller has already paid taxes covering a period extending beyond closing, the buyer may reimburse the seller for the buyer ' s own ership period. Conversely, if taxes have accrued but remain unpaid, the seller may owe the buyer an appropriate credit at closing.
The specific calculation depends on the closing date, contractual convention, municipal tax period, and whether the buyer or seller is treated as owning the closing date.
Other common prorated items can include prepaid rents, condominium charges, fuel, water or sewer charges, and certain operating expenses depending on the transaction.
Personal debts unrelated to the property are not prorated merely because a real-estate closing occurs.
Study Guide Reference: Closing and Settlement/Real Estate Calculations - Tax Prorations and Closing Adjustments.
질문 # 106
Strong winds deposit a significant quantity of sand on a parcel, forming new dunes. What is the wind- deposited material called?
정답：B
질문 # 107
The city wishes to purchase a parcel of property to be used as a cloverleaf for access to the nearby interstate.
The landowner refuses to sell. To acquire title to the property, the city will initiate a process of
정답：B
설명：
Government entities have the power of eminent domain, the right to acquire private property for public use, provided that just compensation is paid to the owner. When an owner refuses to sell, the legal process used to exercise this power is called condemnation.
Accession (A): acquiring land through natural forces (e.g., accretion).
Negotiation (B): voluntary agreement, not forced.
Escheat (D): reversion of property to the state when someone dies without heirs or a will.
Because the city is taking land for a highway project, the correct answer is C: condemnation.
Reference: Massachusetts Real Estate Salesperson Candidate Handbook - Government Powers; M.G.L. c.79 (Eminent Domain).
질문 # 108
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