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| Topic 1 | - Regulatory Entities, Agencies, and Market Participants: This section of the exam measures the skills of Financial Regulatory Analysts and covers the structure, authority, and jurisdiction of key regulatory bodies overseeing financial markets. The SEC's role in enforcing securities regulations is assessed, along with the authority of self-regulatory organizations such as FINRA and MSRB. Candidates must also understand the functions of other financial regulators, including the Department of the Treasury and state regulatory agencies. One key skill evaluated is identifying the jurisdictional scope of different financial regulators.
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| Topic 2 | - Understanding Products and Their Risks: This section of the exam measures the skills of Investment Analysts and examines different financial products and associated risks. Candidates must understand equity securities, including common stock, as well as debt instruments such as Treasury securities and mortgage-backed securities.
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| Topic 3 | - Market Structure: This section of the exam measures the skills of Equity Market Specialists and covers the classification of financial markets, including the primary, secondary, third, and fourth markets. Candidates must demonstrate knowledge of electronic trading, over-the-counter (OTC) markets, and physical exchanges. One specific skill tested is differentiating between various market types and their operational mechanisms.
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| Topic 4 | - Understanding Trading, Customer Accounts, and Prohibited Activities: This section of the exam measures the skills of Securities Traders and focuses on different trading strategies, settlement processes, and corporate actions. Candidates must demonstrate knowledge of order types, including market, limit, stop, and good-til-canceled orders, as well as bid-ask spreads and discretionary versus non-discretionary trading.
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FINRA Securities Industry Essentials Exam (SIE) Sample Questions (Q86-Q91):
NEW QUESTION # 86
Which of the following risks are associated with Treasury securities?
- A. Credit risk
- B. Prepayment risk
- C. Interest rate risk
- D. Liquidity risk
Answer: C
Explanation:
Step by Step Explanation:
* Interest Rate Risk: Treasury securities are sensitive to changes in interest rates. When rates rise, Treasury prices fall, exposing investors to price risk.
* Incorrect Options:
* Credit Risk: Virtually nonexistent for Treasuries, as they are backed by the U.S. government.
* Liquidity Risk: Treasuries are highly liquid.
* Prepayment Risk: Applies to mortgage-backed securities, not Treasuries.
SEC Bond Risk Disclosures: SEC Treasury Risks.
NEW QUESTION # 87
An investor holds 1,000 shares of a stock with a total cost basis of $5,000 in his account when a 1-for-5 reverse stock split is announced. What will be the investor's total cost basis after the payable date of the reverse split?
- A. $25,000
- B. $2,500
- C. $5,000
- D. $1,000
Answer: C
Explanation:
Step by Step Explanation:
* Cost Basis in Reverse Split: The total cost basis remains unchanged in a reverse stock split. Only the number of shares and price per share adjust.
* Pre-Split: 1,000 shares at $5 each = $5,000.
* Post-Split: 200 shares at $25 each = $5,000.
* Incorrect Options:
* A, B, and D: Do not reflect the unchanged total cost basis.
:
IRS Guidance on Stock Splits: IRS Stock Split Info.
NEW QUESTION # 88
Which of the following rates is subject to the most frequent changes?
- A. Call loan
- B. Federal funds
- C. Discount
- D. Prime
Answer: B
Explanation:
The federal funds rate, which is the interest rate banks charge each other for overnight loans, changes frequently due to daily fluctuations in bank reserves and market conditions.
* D is correctas it is the most sensitive to short-term market forces.
* A,B, andCchange less frequently.
NEW QUESTION # 89
On settlement date, a customer is unable to pay for a purchase in his cash account. His position is liquidated.
Which of the following statements is true according to Federal Reserve Regulation T?
- A. Only closing transactions are permitted.
- B. All related accounts are frozen for 90 days.
- C. The customer's account is frozen for 90 days.
- D. The customer is barred from trading for 30 days.
Answer: C
Explanation:
Federal Reserve Regulation T mandates that customers must pay for purchases in a cash account within two business days of settlement (T+4). If payment is not made, the brokerage firm must liquidate the securities and place the account on a 90-day restriction.
* C is correct because the customer's account is frozen for 90 days, during which all trades must be paid for in advance.
* A is incorrect as closing transactions are still permitted but require prepayment.
* B is incorrect because the restriction lasts for 90 days, not 30.
* D is incorrect as only the delinquent account, not related accounts, is frozen.
Reference: Federal Reserve Regulation T
NEW QUESTION # 90
Under Industry rules, what is the maximum price that qualifies a security as a penny stock?
- A. $5.00
- B. $0.10
- C. $i.00
- D. $0.50
Answer: A
NEW QUESTION # 91
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