New Hot CAMS Spot Questions | Professional ACAMS CAMS: Certified Anti-Money Laundering Specialists (the 6th edition) 100% Pass
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You have to upgrade your skills and knowledge then you will be in a position to compete in the modern world. The ACAMS CAMS certification offers a great way to learn new in-demand skills and upgrade your knowledge level. To do this you just need to enroll in the CAMS Exam and put in your efforts to pass this career booster CAMS certification exam.
ACAMS CAMS certification is a highly sought-after certification in the anti-money laundering (AML) industry. Certified Anti-Money Laundering Specialists (the 6th edition) certification is awarded to individuals who have demonstrated their knowledge and expertise in the field of AML. The CAMS Certification is recognized worldwide and is considered to be the gold standard in AML certifications.
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The CAMS Exam covers four main areas of AML: (1) risk assessment, (2) AML program implementation, (3) AML compliance, and (4) AML investigation. To be eligible for the CAMS exam, candidates must have at least 40 hours of AML training or experience and must meet one of the following criteria: (1) hold a bachelor's degree or higher, (2) have three years of AML experience, or (3) have five years of experience in a related field.
ACAMS Certified Anti-Money Laundering Specialists (the 6th edition) Sample Questions (Q272-Q277):
NEW QUESTION # 272
Which three are examples of best practices terms of ensuring an adequate AML program?
- A. Engage an independent party to perform a periodic review of the program
- B. Perform a risk analysis on a regular basis and compare it to the coverage of the AML program
- C. Review applicable domestic and international AML guidance
- D. Review the accuracy of account opening applications
Answer: B,C,D
NEW QUESTION # 273
Which requirement is included in the Fourth European Union Directive on money laundering?
- A. It requires obliged entities to conduct enhanced due diligence on all prepaid card holders
- B. It requires member countries to maintain registries of the beneficial owners of legal entities
- C. It requires obliged entities to consider politically exposed persons as high risk for life
- D. It requires member states to enact economic sanctions against countries that do not cooperate with Financial Action Task Force recommendations
Answer: B
Explanation:
Explanation/Reference: https://eur-lex.europa.eu/legal-content/EN/TXT/HTML/?uri=CELEX:32018L0843&from=EN
NEW QUESTION # 274
An anti-money laundering specialist has been asked to establish a compliance program to detect and prevent money laundering and terrorist financing. Which of the following should the anti-money laundering specialist consider in developing the program?
- A. Funds for money laundering and terrorist financing are derived from illegal sources.
- B. Similar techniques are used to move funds.
- C. Related practices are used to conceal the nature of the funds.
- D. The source and disposition of funds are similar.
Answer: A,D
NEW QUESTION # 275
Combating the Financing of Terrorism (CFT)]
Which three elements should be considered in an institution's enhanced due diligence process to assure itself that it has secured sufficient understanding of its higher risk respondent bank customers according to the Wolfsberg Principles on Correspondent Banking?
- A. A risk-based determination as to whether or not the respondent is a shell bank
- B. Whether a Politically Exposed Person (PEP) has an interest or management role in the respondent
- C. The quality of the respondent's AML and client identification controls
- D. The sources of wealth for all significant ownership interests
Answer: A,B,C
Explanation:
According to the Wolfsberg Principles on Correspondent Banking1, an institution should consider the following three elements in its enhanced due diligence process for higher risk respondent bank customers:
* The quality of the respondent's AML and client identification controls: The correspondent should assess the adequacy and effectiveness of the respondent's AML policies, procedures, and systems, as well as its compliance with applicable AML laws and regulations. The correspondent should also verify that the respondent has implemented appropriate customer identification and verification measures, and that it maintains sufficient records of its customers and transactions.
* A risk-based determination as to whether or not the respondent is a shell bank: The correspondent should ensure that the respondent is not a shell bank, which is defined as a bank that has no physical presence in any country and is not affiliated with a regulated financial group. The correspondent should also avoid establishing or maintaining relationships with banks that are known to allow their accounts to be used by shell banks.
* Whether a Politically Exposed Person (PEP) has an interest or management role in the respondent: The correspondent should identify and assess the potential risks associated with any PEPs who have an ownership or management interest in the respondent, or who are customers of the respondent. The correspondent should apply enhanced scrutiny and monitoring to such relationships, and obtain senior management approval before establishing or continuing them.
:
Wolfsberg Correspondent Banking Principles 2022 by the Wolfsberg Group, October 2022.
NEW QUESTION # 276
Your company plans to develop a mobile app to provide meeting transcripts by using speech-to-text. Audio from the meetings will be streamed to provide real-time transcription.
You need to recommend which task each meeting participant must perform to ensure that the transcripts of the meetings can identify all participants.
Which task should you recommend?
- A. Sign up for Azure Speech Services.
- B. Create a voice signature.
- C. Record the meeting as an MP4.
- D. Sign up as a guest in Azure Active Directory (Azure AD)
Answer: B
Explanation:
Explanation/Reference:
Explanation:
The first step is to create voice signatures for the conversation participants. Creating voice signatures is required for efficient speaker identification.
Note: In addition to the standard baseline model used by the Speech Services, you can customize models to your needs with available data, to overcome speech recognition barriers such as speaking style, vocabulary and background noise.
References:
https://docs.microsoft.com/bs-latn-ba/azure/cognitive-services/speech-service/how-to-use-conversation- transcription-service
NEW QUESTION # 277
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