試験の準備方法-素晴らしいCAIB-3試験関連赤本試験-ユニークなCAIB-3模擬対策

IT業界の中でたくさんの野心的な専門家がいって、IT業界の中でより一層頂上まで一歩更に近く立ちたくてIBABCのCAIB-3試験に参加して認可を得たくて、IBABC のCAIB-3試験が難度の高いので合格率も比較的低いです。IBABCのCAIB-3試験を申し込むのは賢明な選択で今のは競争の激しいIT業界では、絶えず自分を高めるべきです。しかし多くの選択肢があるので君はきっと悩んでいましょう。

IBABC CAIB-3 Exam Syllabus Topics:

SectionObjectives
Topic 1: Business Interruption Insurance
Topic 2: Directors' and Officers' Liability Insurance
Topic 3: Crime Insurance
Topic 4: Risk Assessment for Advanced Commercial Risks
Topic 5: Cyber Insurance
Topic 6: Reinsurance
Topic 7: Aviation Insurance
Topic 8: Surety Bonding
Topic 9: Marine Insurance

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IBABC Canadian Accredited Insurance Broker (CAIB 3) Exam 認定 CAIB-3 試験問題 (Q20-Q25):

質問 # 20
DEFINE: SURETY (1 mark)

正解：

解説：
See the answer in Explanation below.
Explanation:
The surety is the party that guarantees the principal will fulfill an obligation to the obligee. If the principal defaults, the surety may have to perform or pay according to the bond.
Reference: IBAC CAIB 3 Student Resource Guide (2013), Chapter 5 - Surety Bonds: principal, obligee and surety.


質問 # 21
Your client has gross earnings coverage. Although many of his employees are unskilled, and therefore readily replaceable, your client wants to protect them in the event of an interruption. Which of the following options is available to your client? (1 mark)

正解：D

解説：
Comprehensive Explanation: The ordinary payroll limitation can be arranged for either 90 days or 180 days.
Since both A and C are available options, D is the best answer. This allows an insured to continue ordinary payroll for the selected period after an insured business interruption.
Reference: CAIB 3 Training & Study Pack - Business Interruption: Gross Earnings and ordinary payroll limitation.


質問 # 22
A) What is a third-party cyber event? Provide an example. (2 marks)
B) What is an example of a third-party cyber loss? (1 mark)
(3 marks)

正解：

解説：
See the answer in Explanation below.
Explanation:
A) A third-party cyber event is a cyber incident involving the insured that causes harm or loss to another person or organization. Example: a hacker steals customers' personal information from the insured's computer system.
B) An example of a third-party cyber loss is legal defence costs or damages from a customer lawsuit after a privacy breach.
Reference: CAIB 3 Training & Study Pack - Cyber Insurance: third-party events and cyber liability losses.


質問 # 23
Under the inside/outside robbery coverage, which of the following would qualify as a custodian? (1 mark)

正解：D

解説：
Comprehensive Explanation: A custodian includes the insured, a partner of the insured, or an authorized employee who has care and custody of the insured property. A guard, janitor or watchman is not treated as a custodian for this coverage.
Reference: CAIB 3 Training & Study Pack - Crime Insurance: Inside/Outside Robbery and the definition of custodian.


質問 # 24
DEFINE: ROBBERY (1 mark)

正解：

解説：
See the answer in Explanation below.
Explanation:
Robbery is the unlawful taking of property from a person by force or violence, or by threatening force or violence.
Reference: CAIB 3 Training & Study Pack - Crime Insurance: robbery and custodian coverage.


質問 # 25
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労働市場での激しい競争により、多くの学生、労働者などを含む多くの人々が、短時間でCAIB-3認定を取得するために最善を尽くす傾向にあります。 彼らは皆、現在の状態を変更できる機会があるという有用な認証を所有することを望んでいますが、CAIB-3認定を短時間で取得することは容易ではないことも理解しています。 あなたがCAIB-3試験に合格して証明書を取得したい人の場合は、素晴らしいCAIB-3学習ガイドで問題の解決をお手伝いします。

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