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CII M05 Exam Syllabus Topics:

SectionObjectives
Topic 1: Agency Law- Creation and authority of agents
  • 1. Actual and apparent authority
    • 2. Duties of agents and principals
      Topic 2: Liability and Tort- Employer and public liability
      • 1. Occupiers’ liability
        • 2. Vicarious liability
          - Negligence and duty of care
          • 1. Breach and causation
            • 2. Remedies and damages
              Topic 3: Insurance Claims and Legal Principles- Claims handling principles
              • 1. Subrogation and contribution
                • 2. Indemnity principle
                  Topic 4: Legal System and Sources of Law- Sources of law
                  • 1. Statute law and regulations
                    • 2. Common law and equity
                      - Structure of the legal system
                      • 1. Civil vs criminal law distinctions
                        • 2. Courts and hierarchy
                          Topic 5: Contract Law and Insurance Contracts- Formation of contracts
                          • 1. Consideration and intention
                            • 2. Offer and acceptance
                              - Insurance-specific principles
                              • 1. Insurable interest
                                • 2. Utmost good faith (uberrimae fidei)

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                                  最新的 Insurance Law (M05) M05 免費考試真題 (Q61-Q66):

                                  問題 #61
                                  In respect of a life assurance policy, the duty to take reasonable care NOT to make a misrepresentation ends when the proposer

                                  答案:A


                                  問題 #62
                                  What is the role of the Financial Ombudsman Service (FOS) in insurance disputes?

                                  答案:C

                                  解題說明:
                                  The Financial Ombudsman Service (FOS) is an independent body that helps consumers resolve disputes with financial services, including insurance companies. It provides a neutral mechanism for dispute resolution.


                                  問題 #63
                                  Ambiguous terms in a household insurance contract are generally construed against the

                                  答案:D


                                  問題 #64
                                  The principle of indemnity is the

                                  答案:C


                                  問題 #65
                                  At what stage is insurable interest required for a marine cargo insurance policy?

                                  答案:A


                                  問題 #66
                                  ......

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