높은통과율CAIB-3완벽한덤프자료덤프공부문제

IBABC CAIB-3인증시험에 응시하고 싶으시다면 좋은 학습자료와 학습 가이드가 필요합니다.IBABC CAIB-3시험은 it업계에서도 아주 중요한 인증입니다. 시험패스를 원하신다면 충분한 시험준비는 필수입니다.

IBABC CAIB-3 Exam Syllabus Topics:

SectionObjectives
Topic 1: Risk Assessment for Advanced Commercial Risks
Topic 2: Crime Insurance
Topic 3: Reinsurance
Topic 4: Marine Insurance
Topic 5: Cyber Insurance
Topic 6: Aviation Insurance
Topic 7: Business Interruption Insurance
Topic 8: Surety Bonding
Topic 9: Directors' and Officers' Liability Insurance

>> CAIB-3완벽한 덤프자료 <<

CAIB-3적중율 높은 시험덤프공부 - CAIB-3덤프문제은행

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최신 Level 2 General Insurance License CAIB-3 무료샘플문제 (Q46-Q51):

질문 # 46
A) Which of the following coverages is for paying, "all amounts that you are legally obligated to pay to a person, other than a passenger, for bodily injury or property damage" arising out of the "use, ownership, or maintenance of the aircraft?" Please provide the full name. (1 mark) B) Provide two (2) examples of what this coverage can be extended to include? (2 marks) (3 marks)

정답：

설명：
See the answer in Explanation below.
Explanation:
A) Liability Coverage - Bodily Injury and Property Damage to Third Parties.
B) Two examples of extensions are:
1. Damage to aircraft hangars or premises leased or occupied by the insured.
2. Emergency service expenses, such as runway foaming, fire/crash rescue or search and rescue.
Reference: CAIB 3 Training & Study Pack - Aviation Insurance: Third-Party Bodily Injury and Property Damage Liability and extensions.


질문 # 47
Fred's Fried Things is a busy fast food business and has protocol in place to make sure they don't have too much cash on site, depositing it at the bank twice per day. Today, while taking the first deposit to the bank, the manager is robbed at gunpoint. Is there coverage available for this loss? Why or why not? (3 marks)

정답：

설명：
See the answer in Explanation below.
Explanation:
Yes. This would be covered under Outside the Premises/Outside Robbery coverage. The manager is a custodian carrying the business money to the bank, and the money was taken by robbery at gunpoint. The loss would be covered subject to the policy limit and deductible.
Reference: CAIB 3 Training & Study Pack - Crime Insurance: Outside the Premises/Outside Robbery coverage and custodian.


질문 # 48
DEFINE: PARTICULAR AVERAGE (1 mark)

정답：

설명：
See the answer in Explanation below.
Explanation:
Particular average is a partial loss to a specific marine shipment caused by an insured peril, other than a General Average loss.
Reference: IBAC CAIB 3 Student Resource Guide (2013), Chapter 4 - Marine Insurance, Particular Average, reference p. 4-16.
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질문 # 49
DEFINE: SEMI-VARIABLE EXPENSES (BUSINESS INTERRUPTION) (1 mark)

정답：

설명：
See the answer in Explanation below.
Explanation:
Semi-variable expenses have both a fixed part and a variable part. During an interruption, part of the expense continues while the other part may decrease as sales or production decreases. Utilities and telephone costs are common examples.
Reference: CAIB 3 Training & Study Pack - Business Interruption: fixed, variable and semi-variable expenses.


질문 # 50
What three (3) losses are the typical reasons for a net income loss exposure? (3 marks)

정답：

설명：
See the answer in Explanation below.
Explanation:
Three common reasons for a net income loss exposure are:
1. Business interruption.
2. Contingent business interruption.
3. Loss of profit on finished goods.
Reference: IBAC CAIB 3 Student Resource Guide (2013), Chapter 6 - Risk Management, Net Income Loss Exposure, reference p. 6-3.


질문 # 51
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