多くの候補者は実際の戦闘経験がないため、資格試験は初めて参加するため、テストIBABC認定を取得する方法については、一連の方法を所有していませんでした。値がありません。 CAIB-3試験の練習では、受験者の興味や趣味に応じて、コンテンツと形式を高効率かつ正確に配置できるというメリットを享受することができます。忠実な顧客からの多くの感謝のフィードバックは、CAIB-3準備の質問を提供するこの分野で最も人気のあるベンダーであることを証明しました。
| Section | Objectives |
|---|---|
| Topic 1: Directors' and Officers' Liability Insurance | |
| Topic 2: Reinsurance | |
| Topic 3: Aviation Insurance | |
| Topic 4: Marine Insurance | |
| Topic 5: Business Interruption Insurance | |
| Topic 6: Crime Insurance | |
| Topic 7: Risk Assessment for Advanced Commercial Risks | |
| Topic 8: Surety Bonding | |
| Topic 9: Cyber Insurance |
CAIB-3トレーニングガイドは、常にお客様に最高のサービスをお約束します。 CAIB-3試験材料の認定品質基準に一致するように慎重にテストおよび作成し、CAIB-3実践材料に関する特定の統計調査を実施しました。また、CAIB-3練習資料の運用システムは、さまざまな消費者グループに適応できます。事実は言葉よりも雄弁です。 99％の合格率は一般の人々の強力な信頼の証明であるため、長年の努力を通じて、CAIB-3試験準備は大いに有利なレビューを受けました。
質問 # 32
Your travel agent, Wanda Off, is concerned about the loss of business that might result if her building were to be destroyed by a fire or major storm.
A) Upon your recommendation, Wanda agreed to purchase the Extra Expense Endorsement Form. State the purpose of this coverage form and provide an example of an expense insured. (2 marks) B) Wanda purchased $20,000 coverage under a 40/70/90/100% form. She had a fire loss this past winter but was able to resume operations at alternative premises until her building was repaired 80 days later. What would the insurer's maximum liability have been in this situation? (1 mark) (3 marks)
正解：
解説：
See the answer in Explanation below.
Explanation:
A) The Extra Expense Endorsement pays necessary extra costs to keep the business operating as normally as possible after an insured loss. An example would be the cost of renting temporary office space while the damaged premises are being repaired.
B) The business operated at temporary premises for 80 days, so the 90% limit applies. $20,000 x 90% =
$18,000. The insurer's maximum liability is $18,000.
Reference: CAIB 3 Training & Study Pack - Business Interruption: Extra Expense Endorsement and monthly
/period limitation.
質問 # 33
A) When reinsurance is applied, who is considered the primary insurer? (1 mark) B) What term is used to describe the primary insurer? (1 mark) C) Who is the reinsurer? (1 mark) (3 marks)
正解：
解説：
See the answer in Explanation below.
Explanation:
A) The primary insurer is the insurance company that issued the original policy to the insured.
B) The primary insurer is called the cedent or ceding company.
C) The reinsurer is the insurance company that accepts the risk transferred by the cedent.
Reference: CAIB 3 Training & Study Pack - Reinsurance: cedent/ceding company and reinsurer.
質問 # 34
Under the inside/outside robbery coverage, which of the following would qualify as a custodian? (1 mark)
正解：D
解説：
Comprehensive Explanation: A custodian includes the insured, a partner of the insured, or an authorized employee who has care and custody of the insured property. A guard, janitor or watchman is not treated as a custodian for this coverage.
Reference: CAIB 3 Training & Study Pack - Crime Insurance: Inside/Outside Robbery and the definition of custodian.
質問 # 35
DEFINE: FIXED EXPENSES (BUSINESS INTERRUPTION) (1 mark)
正解：
解説：
See the answer in Explanation below.
Explanation:
Fixed expenses are expenses that continue during a business interruption and do not change directly with the level of sales or production. Examples include rent, property taxes, insurance and certain salaries.
Reference: CAIB 3 Training & Study Pack - Business Interruption: continuing and fixed expenses.
質問 # 36
DEFINE: SEMI-VARIABLE EXPENSES (BUSINESS INTERRUPTION) (1 mark)
正解：
解説：
See the answer in Explanation below.
Explanation:
Semi-variable expenses have both a fixed part and a variable part. During an interruption, part of the expense continues while the other part may decrease as sales or production decreases. Utilities and telephone costs are common examples.
Reference: CAIB 3 Training & Study Pack - Business Interruption: fixed, variable and semi-variable expenses.
質問 # 37
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