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現在の社会の中で優秀な人材が揃てIT人材も多く、競争もとても大きくて、だから多くのIT者はにIT関する試験に参加するIT業界での地位のために奮闘しています。Massachusetts-Real-Estate-Salesperson試験はReal Estateの一つ重要な認証試験で多くのIT専門スタッフが認証される重要な試験です。
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Massachusetts Real Estate Law | 33% | - Licensing Requirements
|
| Topic 2: General Real Estate Knowledge | 67% | - Real Estate Practice
|
>> Massachusetts-Real-Estate-Salesperson的中問題集 <<
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質問 # 138
If owners ask a broker not to show a property to recipients of government assistance, the broker must
正解：B
解説：
Massachusetts law (M.G.L. c. 151B, 4) prohibits discrimination in housing based on receipt of public assistance, such as Section 8 housing vouchers or other government aid. If a seller instructs a broker not to show a property to prospective buyers or renters receiving government assistance, the broker cannot legally comply with that request.
The broker's fiduciary duty to the client does not extend to violating fair housing law. In such cases, the broker must refuse the listing because accepting it would require them to engage in unlawful discriminatory practices. Reporting to the Board or MCAD is not required; the appropriate action is simply to refuse participation in illegal activity.
This aligns with the Massachusetts Real Estate Licensing Law and MCAD enforcement rules, which hold licensees personally responsible for discriminatory conduct in real estate transactions.
Reference: Massachusetts General Laws c. 151B, Massachusetts Fair Housing Law; MCAD Fair Housing Guidelines; 254 CMR 3.00.
質問 # 139
Which hazardous building material was historically used extensively in insulation, fireproofing, floor products, and other components in many older schools and commercial buildings?
正解：D
解説：
The correct answer is A, Asbestos. Asbestos was historically incorporated into numerous building materials because of its strength, heat resistance, and fire-resistant properties. Older commercial buildings, schools, apartment buildings, and houses may contain asbestos-containing insulation, pipe covering, floor tile, ceiling materials, siding, and other components.
The principal health danger occurs when asbestos-containing material is damaged or disturbed in a manner that releases microscopic fibers into the air. Inhalation can result in severe diseases with long latency periods.
The source-bank wording describing asbestos as the "biggest problem" in schools and office buildings is too sweeping. The technically useful exam concept is that asbestos is a major hazardous-material concern associated with many older buildings.
Real estate professionals should avoid giving environmental or medical conclusions beyond their competence.
Appropriate inspection, sampling, removal, encapsulation, and disposal can be highly regulated and should be performed by qualified professionals.
Study Guide Reference: Practice of Real Estate - Environmental Hazards; Asbestos and Hazardous Building Materials.
質問 # 140
Time is of the essence means
正解：B
解説：
The phrase "time is of the essence" is a standard clause in Massachusetts real estate contracts. It means that contract deadlines are legally binding and must be strictly observed. Failure to perform within the time specified constitutes a breach of contract.
It does not mean that the closing must occur "as soon as possible" (A) but rather on the date agreed upon.
C overstates - while performance must be timely, contracts may allow flexibility in exact timing if not specified.
D is incorrect because deadlines may be modified if both parties agree in writing.
Thus, the best legal definition is B: time limits set forth in the contract must be carefully observed.
Reference: Massachusetts Real Estate Salesperson Candidate Handbook - Contracts; M.G.L. c.106, Uniform Commercial Code 2-309 (time requirements).
質問 # 141
The provisions of the Real Estate License Law apply to which of the following individuals?
正解：A
解説：
The Massachusetts Real Estate License Law (M.G.L. c. 112, §§ 87PP-87DDD) applies to anyone who engages in the business of buying, selling, leasing, or negotiating real estate transactions for a fee, commission, or other valuable consideration, unless specifically exempt.
Exemptions include:
Regular salaried employees of property owners who lease or manage property owned by their employer (no license needed).
Salespersons selling their own primary residence (no license needed, as owners always may sell their own property).
Referrals: A licensed person may receive compensation, but unlicensed referral fees are prohibited.
A property manager who handles sales of units (not just leasing or maintenance) is engaged in brokerage activities requiring a license. Therefore, the Real Estate License Law applies in this case.
Reference: M.G.L. c. 112, §§ 87QQ, 87RR; Massachusetts Real Estate Candidate Information Bulletin - Licensing Requirements.
質問 # 142
A seller wants $120,000 for a home and still owes $20,000 of the original loan at 7% interest. The current interest rate is 12%. A buyer can pay $60,000 down and wants to carry a mortgage that includes the seller's
$20,000 existing mortgage and the remaining $40,000 for a total of $60,000 at an interest rate of 10%. What kind of mortgage loan is this?
正解：A
解説：
A wraparound mortgage is a type of seller financing in which the new loan "wraps around" an existing loan.
The buyer makes one combined payment to the seller, who continues paying the original loan while retaining the difference.
In this case:
The seller owes $20,000 at 7%.
The buyer wants to borrow $60,000 total ($20,000 existing + $40,000 new).
The new loan is structured at 10% interest, covering both debts.
This is exactly how a wraparound mortgage works: the seller finances the buyer's loan, keeps the existing mortgage in place, and earns the difference between the interest rates.
The other options:
Blanket mortgage (A): covers multiple parcels.
Equity loan (B): based on homeowner equity.
Buydown (D): involves prepaying interest to reduce borrower's rate.
Correct answer: C: wraparound.
Reference: Massachusetts Real Estate Salesperson Candidate Handbook - Financing; Real Estate Finance Principles.
質問 # 143
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