通過那些很多已經通過IIC C131 認證考試的IT專業人員的回饋，他們的成功得益於Fast2test的説明。Fast2test提供的針對性測試練習題和答案給了他們很大幫助，節約了他們的寶貴的時間和精力，讓他們輕鬆順利地通過他們第一次參加的IIC C131 認證考試。所以Fast2test是個值得你們信賴的網站。選擇了Fast2test，下一個成功的IT人士就是你，Fast2test會成就你的夢想。
| Section | Objectives |
|---|---|
| Specialized Insurance Lines | - Builders risk insurance - Automobile insurance - Crime and bonds - Manufacturers, distributors, freight forwarders - Contractors insurance |
| Risk Management | - Monitoring and modifying risk management plans - Selecting risk techniques - Analyzing risk exposures - Insurance in a risk management plan |
| Property Insurance Coverages | - Property coverages fundamentals |
| Liability Insurance | - Commercial and general liability concepts |
我們Fast2test IIC的C131考題按照相同的教學大綱，其次是實際的C131認證考試，我們也在不斷升級我們的培訓資料，使你在第一時間得到最好和最新的資訊。當你購買我們C131的考試培訓材料，你所得到的培訓資料有長達一年的免費更新期，你可以隨時延長更新訂閱時間，讓你有更久的時間來準備考試。
問題 #16
Which person would be hired by another contractor, because of her experience in a particular trade, to complete a portion of a larger project?
答案：C
解題說明：
The correct answer is C. Subcontractor . A subcontractor is hired by a contractor to perform a specific portion of a larger project, usually because the subcontractor has specialized skills, tools, employees, certifications, or trade experience. In construction, a general contractor may hire subcontractors for electrical work, plumbing, roofing, drywall, excavation, concrete, HVAC, glazing, or other specialized project components. The subcontractor does not usually control the whole project; instead, they complete their assigned scope under contract. This distinction matters for insurance because subcontractors create liability, contractual, workers' compensation, wrap-up liability, completed operations, and certificate-of-insurance issues. A contractor hiring a subcontractor should require proof of liability insurance, workers' compensation clearance, contractual indemnity, and possibly additional insured status. An inspector reviews or verifies work but does not normally perform part of the project. A consultant provides advice or technical expertise, but may not complete construction work. A project manager coordinates the project, schedule, budget, and trades, but is not necessarily hired to perform a particular trade. Course topic reference: Contractors; Construction Operations; Subcontractors; Contractual Risk Transfer; Liability Exposures .
問題 #17
Graham works at a brokerage where responsibilities are divided among the staff. His daily work consists of analyzing quotations and creating client proposals. What is his role?
答案：B
解題說明：
The correct answer is B. Marketer . In a brokerage environment, roles may be divided among producers, account managers, marketers, claims staff, and administrative personnel. A marketer's role commonly involves preparing submissions, approaching insurance markets, obtaining quotations, comparing terms, analyzing coverage differences, reviewing premiums and deductibles, and helping create proposals for clients.
Graham's daily duties-analyzing quotations and creating client proposals-fit the marketer function. A producer is usually more focused on generating new business, building client relationships, identifying prospects, and closing accounts. An underwriter works for the insurer and evaluates whether the insurer should accept a risk, under what terms, and at what premium. An adjuster investigates and resolves claims after a loss. The marketer is a critical technical role because the quality of quotation analysis affects whether the client receives suitable coverage and whether the proposal accurately explains differences among insurers.
Strong marketers understand coverage forms, exclusions, subjectivities, premiums, deductibles, limits, and insurer appetite. Course topic reference: Introduction to Commercial Insurance; Brokerage Operations; Marketer Role; Quotations and Client Proposals .
問題 #18
Valuable information about the principals of a prospect's company, the products and services the company sells, and other financial data could be found by reviewing which source?
答案：C
解題說明：
The correct answer is D. D & B reports . D & B, formerly Dun & Bradstreet, provides business information reports that can help a broker evaluate a commercial prospect before approaching markets or recommending an insurance program. These reports may include details about company principals, ownership, business activities, products and services, financial strength, credit history, payment trends, corporate structure, years in business, and sometimes public-record information. This is valuable because commercial insurance underwriting is not only about physical property values; it also considers management quality, financial stability, operational scope, and business reputation. A prospect's website can provide useful marketing and operational information, but it is controlled by the prospect and may not contain independent financial data.
Best's Underwriting Guide is used for underwriting guidance and classification information, not prospect- specific financial and ownership details. A property appraisal focuses on values and physical property, not principals or financial background. The strongest source for the combination of principals, products, services, and financial data is a D & B report. Course topic reference: Analyzing Risk Exposures; Commercial Prospect Research; Financial Information; Business Background Reports .
問題 #19
The senior manager of XYZ Trucking Company has received her company's automobile renewal policy, and considers the premium excessive. She asks her broker what exposures are covered under the policy. What will her broker make her aware of?
答案：C
解題說明：
The correct answer is C. There could be a non-owned exposure if XYZ's employees use their own vehicles for company business . Commercial automobile insurance must address more than vehicles owned by the business. A trucking company clearly has owned automobile exposures through its trucks, trailers, and scheduled units, but it may also have non-owned automobile exposure. Non-owned exposure arises when employees, owners, or others use vehicles not owned by the company while conducting company business.
For example, an employee may use a personal vehicle to attend a meeting, pick up documents, visit a terminal, or perform an errand for the employer. If an accident occurs, the company may be named in a lawsuit because the employee was acting within the scope of employment. Option A is wrong because XYZ's own trucks are owned vehicles, not non-owned vehicles. Option B may relate to hired or temporary substitute vehicles, not the general non-owned exposure described. Option D is wrong because directors' and officers' personal vehicles are not owned by the company merely because they are used for business purposes. Course topic reference: Automobile, Crime, and Bonds; Commercial Automobile; Owned, Hired, and Non- Owned Automobile Exposures .
問題 #20
A broker is emailed by a prospect looking to cover his three stores that do not hold title to any goods, and can never be held contractually responsible for those goods. What type of stores are these?
答案：D
解題說明：
The correct answer is B. Consignment . A consignment store sells goods that are owned by another party, commonly called the consignor. The store holds or displays the goods for sale but does not usually take title to them. Instead, the store earns a commission or share of the sale proceeds when the goods are sold. The question's key phrase is that the stores "do not hold title to any goods." That points directly to a consignment arrangement rather than ordinary retail ownership of stock. A bailor is the owner of property who transfers possession to another party, so the store itself would more likely be the bailee rather than the bailor. A manufacturer produces goods, which does not fit the facts. A freight forwarder arranges transportation and logistics for goods, not retail sale through stores. The insurance issue is that property not owned by the store may still create exposure depending on care, custody, control, legal liability, contractual responsibility, and policy wording. The broker must determine whether the store needs property of others coverage, bailees coverage, or legal liability protection. Course topic reference: Manufacturers, Distributors, and Freight Forwarders; Consignment Operations; Property of Others; Title and Legal Responsibility .
問題 #21
......
IIC C131 認證作為全球IT領域專家 IIC 熱門認證之一，是許多大中IT企業選擇人才標準的必備條件。IIC C131 考題由全球領先的IT認證考試中心授權，幫助考生一次性順利取得通過 C131 考試；否則將全額退費，這一舉動保證考生權利不受任何的損失。考生考試前需要在全球的Prometric考試中心進行報名並預約考試時間。
C131最新考題: https://tw.fast2test.com/C131-premium-file.html